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Regular check-ins on the coverage you already have: (650) 582-2756

Palo Alto · Mountain View · Menlo Park · Los Altos

(650) 582-2756
(650) 582-2756Keep My Coverage Current

Terms and Conditions

What This Website Is For

This site belongs to Life Insurance Palo Alto, a local business serving clients in Palo Alto, CA and nearby towns. It explains the kinds of coverage we talk about with people, such as term life, whole life, final expense and retirement income planning. By using the site, you agree to these terms. If you do not agree, please stop using it.

Information Here Is General

The pages on this site are written to help you understand how life insurance works. They are not advice about your situation, and they are not an offer of coverage.

Nothing on this site is a quote or a policy. Rates, terms and approval depend on the insurance company, your health, your age and the details you give. Only a signed policy from an insurer sets out what is covered.

How Phone Conversations Work

The phone is the only way to reach us through this site. When you call, we talk through your needs and explain your options. A phone conversation does not create coverage, and coverage does not start until an insurer approves an application and the policy is in force.

Please give accurate information when we talk. What you share shapes the options we discuss, and wrong details can affect an application later.

Keeping the Site Current

We try to keep these pages correct and up to date. Insurance products and rules change, so some details may be out of date when you read them. We may change, add or remove content, including these terms, at any time without notice. The version posted here is the one that applies.

Who Owns the Content

The words, layout and images on this site belong to Life Insurance Palo Alto or are used with permission. You are welcome to read and share pages for personal use. Please do not copy or republish them for business purposes without asking us first.

Limits on Our Responsibility

You use this site at your own risk. We are not responsible for losses that come from relying on general information here instead of talking through your own situation. We also do not control outside websites you might reach from links or searches, and we are not responsible for what they say or do.

Governing Law and Questions

These terms are governed by the laws of the State of California. If anything here is unclear, the easiest step is a short conversation. Ask us about these terms at (650) 582-2756 and we will walk through them with you.